Effect of portfolio management on the profitability of deposit money banks in Nigeria - case study of Guaranty Trust Bank plc Department: Banking and Finance By: Eniolamoses Project ID: 8754 Rating: (5.0) votes: 1Rate this project12345 Price:₦5000 Get the Complete MaterialAbstractThis research study examines the effect of portfolio management on the profitability of deposit money banks in Nigeria, using Guaranty Trust Bank Plc as a case study. The study explores how portfolio diversification and risk management strategies influence investment decisions and overall financial performance in the banking sector. The objectives include assessing the perception of respondents regarding portfolio diversification and risk management, and determining the relationship between these two factors at Guaranty Trust Holding Company. The research utilizes both primary and secondary data sources, with primary data collected through questionnaires administered to bank managers and other relevant personnel. Secondary data were gathered from academic journals, textbooks, and regulatory reports. A descriptive analysis was employed to evaluate responses, while hypothesis testing was conducted using chi-square tests to determine significant relationships between variables such as interest rates and investment levels. Findings indicate that Guaranty Trust Holding Company has a specialized investment department responsible for generating investment policies, making loan decisions, and receiving applications. The Central Bank of Nigeria''''''''s credit guidelines significantly influence loan approval processes, ensuring compliance with prudential regulations. Additionally, portfolio management is shown to play a crucial role in managing risks and enhancing profitability by optimizing asset allocation and diversifying investments. The study concludes that effective portfolio management contributes positively to the profitability of Nigerian banks, particularly Guaranty Trust Holding Company. It recommends expanding the functions of the investment department beyond policy generation to actively engage in strategic investment initiatives, reducing excessive collateral requirements, and strengthening regulatory oversight to ensure sustainable growth and improved financial performance in the banking industry....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effectiveness of monetary policy measures in controlling inflation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)