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Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)

 Department: Banking and Finance  
 By: usericon emeka1234  

 Project ID: 160
   Rating:  (3.1) votes: 176
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   Price:₦1000
Abstract
This study identifies the phenomenon“Bad debts”, its effects and management, and also its recovery measures in commercial banks. Activities in Nigeria more especially that of UBA Plc, Data were obtained from full time bankers in UBA Plc formulated and tested. It also examined the method of appraising monitoring controlling of bank credit and recovery of bad debts the relationship between the amount of loans granted the interest income and the volume of bad debts was however noted. The recommended that managers should do everything possible to prevent and control the occurrence volume and frequency of bad debt by being highly objective in handling loan application s and subsequent approvals. Bad debts which can not be completely eliminated from the loan portfolio of the banks. Staffs of commercial banks especially united bank for Africa Plc should be sent to diverse development programme on different industries so that they would be in a better position to give both financial and technical advise to their numerous clients. Thus, strategies adopted should aim at minimization, if not total elimination of the incidence. ...
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