Lending practices in commercial banks and the problems of bad debts in Nigeria Department: Banking and Finance By: samadchuks Project ID: 4648 Rating: (5.0) votes: 1Rate this project12345 Price:₦3000 Get the Complete MaterialAbstractThe issue of bad debts has become so pervasive that no single day passes without attention being drawn to effect it and has continued to have on the banking industry. This has become a real challenge for banks that are the engines of growth to formulate strategies and decides whether and how they must continue to play their roles of credit creation within the economy. Various concepts on bank credit analysis, administration, and management were explored and reviewed. Data were collected from forty (40) staff of Fidelity Bank Plc Douglas Road Branch Owerri, using questionnaires. The data collected were analyzed with simple percentage and chi-square statistical tools. It was found that there is no significant relationship between lending practices and bad debts. The study recommended that banks should ask for and accept collateral as a security for a loan granted so as to reduce the incidence of bad debt....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»The effectiveness of monetary policy measures in controlling inflation in Nigeria»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)