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Effects of health insurance scheme on the health status of employees in Delta state

 Department: Health Information Management  
 By: usericon iamjahmeyou  

 Project ID: 4870
   Rating:  (5.0) votes: 1
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   Price:₦3000
Abstract
This research work to assess the effects of health insurance on the health status of employees in Delta State. 100% of participants have been registered with the contributory health commission and100% of respondents have benefited from the scheme in one way or the other. Studying the length of time an enrollee has benefitted from the scheme, 26% have benefited from the scheme for 4-6months, 42% for 7-9months, 22% for 10-12months and 10% for more than 1 year. 29% of respondents agreed that accredited health still extorts them at the point of service 71% disagreed that accredited health still extorts them at the point of service. 54% of respondents agreed that claim forms are signed by them while 46% disagreed that claim forms are signed by them. On prompt services, 76% of respondents agreed that accredited health facilities promptly attend to them while 24% disagreed that accredited health facilities promptly attend to them. However, 64% of respondents agreed that there is a reduction of out-of-pocket payments while 36% that there is a reduction of out-of-pocket payments. While 26% of respondents agreed that enrollees still pay at the point of service, 74% disagreed that enrollees still pay at the point of service. More so, 66% of respondents agreed to change of health seeking behaviour of enrollees while 34% disagreed that there is a change of health seeking behaviour of enrollees and 60% of respondents agreed that enrollees being reluctant to go to the hospital before registering with the scheme and 40% disagreed that enrollees being reluctant going to the hospital before registered with the scheme. ...
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