Credit management in banking industry - case study of Diamond Bank and Guaranty Trust Bank Department: Banking and Finance By: Arinze1 Project ID: 5220 Rating: (3.2) votes: 11Rate this project12345 Price:₦2000 Get the Complete MaterialAbstractThe project write-up focuses on effective management on profitability and liquidity of commercial banks. (Diamond Bank Plc and Guaranty Trust Bank Plc). The statement of the problem is that banks incur as a result of credit management. The objectives of the study were to find out the nature of security pledges for banks credit and to investigate the various techniques of credit management. Data issued were both primary and secondary sources and percentage methods were used in the presentation of data. Chi-square was used in testing the hypothesis. A conclusion was drawn that lending is the major business of banking and Central Bank of Nigeria examiners should be involved at the crucial stages of giving out credit to customers. Recommendations such as these were made that banks' credit policies should be applied with flexibility and adjustment made where necessary. Bank should adhere with the provisions of prudential guidance while giving out credit. Bank should never give credit without adequate security....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»The effectiveness of monetary policy measures in controlling inflation in Nigeria»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)