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Effects of microcredit on agricultural production among small scale farmers in Kura lga of Kano state

 Department: Agricultural Extension and Management  
 By: usericon mbccafesrcoe  

 Project ID: 7850
   Rating:  (5.0) votes: 1
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   Price:₦4000
Abstract
This study focused on the Effect of Micro Credit on Agricultural Production among farmers in Kura Local Government Area, of Kano State, Nigeria. The study had the following objectives to determine the relationship between access to agricultural credit and farmers' productivity to determine the level of agricultural productivity in relation to agricultural credit and to determine the relationship between utilization of agricultural credit and the level of agricultural productivity among farmers in Kura local government area of Kano State Nigeria. Besides, the study opted for a Descriptive survey design approach with a target Population of 1000 respondents consisting of 850 local farmers and 150 members of the farmers Association operating in the area. The sample size of 285 was obtained by using the Slovene’s formula. Closed-ended questionnaires, structured individual interviews and focused group discussions were the instruments of data collection used. Data was analysed using Descriptive Statistics, Pearson Linear Correlation Coefficient as well as Content Analysis. Based on the findings from the study, it was revealed that farm land are personally owned by the farmers, thus, leading to difficulties in harvesting the entire land due to unavailability of sufficient funding. Equally, it has been discovered that lack of access to agricultural credit has negative consequences on the level of productivity among farmers. In some instances where the farmers have access to the credit, it has been discovered that there is adequate utilisation of the facility. However, the study recommends that there is a need for more intervention from agricultural financial institutions to complement the ones currently in operation. It is also recommended that such agricultural financial institutions should have direct connections with the rural farmers for easy access, supervision and control of the facility for improved utilisation and increase in agricultural productivity among farmers. ...
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