Policy and online banking transaction on bank performance in Nigeria - case study of Guaranty Trust Holding Company GTCO Department: Banking and Finance By: Eniolamoses Project ID: 8762 Rating: (5.0) votes: 1Rate this project12345 Price:₦4000 Get the Complete MaterialAbstractThis study examines the impact of regulatory policies and online banking transactions on the performance of Guaranty Trust Holding Company (GTCO) in Nigeria. With the rapid advancement of technology, online banking has emerged as a critical tool for enhancing service delivery, operational efficiency, and financial inclusion in the banking industry. The research explores how regulatory frameworks established by the Central Bank of Nigeria (CBN), such as cybersecurity guidelines and Know Your Customer (KYC) requirements, influence online banking operations. A structured questionnaire was administered to 60 staff members of GTCO’s Ilorin branch to gather insights into their perceptions and experiences regarding online banking services and regulatory impacts. Data were analyzed using descriptive statistics, correlation analysis, and regression techniques. Findings reveal that regulatory policies significantly enhance the security and reliability of online banking transactions, although they may sometimes introduce compliance costs and delays. Online banking is found to positively influence bank performance by improving transaction speed, reducing operational costs, and increasing customer retention.. Based on these findings, the study recommends that banks should continue investing in secure and user-friendly digital platforms, while regulators should ensure that policies foster innovation without stifling technological progress. Keywords: Online Banking, Regulatory Policies, Bank Performance, Customer Perception, Digital Innovation, Financial Inclusion, GTCO....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effectiveness of monetary policy measures in controlling inflation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)